Calculate your premium


Voluntary Disability Insurance Plan

Disability Premium Estimate

It's easy to get a personalized life insurance quote based on your own needs. To customize your plan, complete the fields below and then check your rate. It's that simple!

If you still have questions or would like to apply for coverage, please contact AMBA at 888-386-9788 or you may visit the AMBA website for additional information and top apply online.

Enter your information below to get your rate.

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Do not include overtime, bonus, commissions etc.
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The amount of time you must be totally disabled due to a covered sickness or injury before benefits will begin to be paid, also known as the waiting period.
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Calculate
ENROLL
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Note: Payroll deduction option is only available in local associations that have made the necessary payroll deduction arrangements for NYSUT Member Benefits-endorsed programs.

Payment Method Payroll Deduction1 Direct Bill
Monthly Rate Per $50 {{calcRate.base.payroll_deduct | currency}} {{calcRate.base.direct_bill | currency}}
Monthly Premium {{calcRate.monthly.payroll_deduct | currency}} {{calcRate.monthly.direct_bill | currency}}
Annual Premium {{calcRate.annual.payroll_deduct | currency}} {{calcRate.annual.direct_bill | currency}}
1. Payroll Deduction includes a 20% discount for the Long-Term and 5-Year plans.
Coverage terminates at age 66.
Your Monthly benefit application will be limited to the lesser of $5,000 or 60% of your earnings.
To be eligible, you must be actively at work and a member of or agency fee payer to NYSUT, age 65 or under and work 20 or more hours weekly.
This is a quote for disability insurance and NOT an offer for insurance coverage. All applications are subject to underwriting.
Payroll deduction is available in local associations that have made the necessary payroll deduction arrangements for NYSUT Member Benefits-endorsed programs.
Visit the AMBA website for additional plan details.